CAROL LOOMIS: Now, my first question. It’s about Wells Fargo, which is Berkshire’s largest equity holding — 28 billion at the end of the year. And this question comes from a shareholder who did not wish to be identified. “In the wake of the sales practices scandal that last year engulfed Wells Fargo, the company’s independent directors commissioned an investigation and hired a large law firm to assist in carrying it out.